Coral Wealth Management, LLC has adopted this privacy policy with recognition that protecting the privacy and security of the personal information we obtain about our customers is an important responsibility. We also know that you expect us to service you in an accurate and efficient manner. To do so, we must collect and maintain certain personal information about you. We want you to know what information we collect and how we use and safeguard that information.

Information We Collect: We collect certain nonpublic information about you ("Customer Information"). The essential purpose for collecting Customer Information is to allow us to provide advisory services to you. Customer Information we collect may include:

• Information that you provide on applications or other forms. This Customer Information may include personal and household information such as income, spending habits, investment objectives, financial goals, statements of account, and other records concerning your financial condition and assets, together with information concerning employee benefits and retirement plan interests, wills, trusts, mortgages and tax returns.
• Identifying information such as your name, age, address, social security number, etc.
• Information about your transactions with us, or others (e.g., broker-dealers, clearing firms, or other chosen investment sponsors).
• Information we receive from consumer reporting agencies (e.g., credit bureaus), as well as other various materials we may use to provide an appropriate recommendation or to fill a service request.

Security of Your Information: We restrict access to your nonpublic personal information to those employees who need to know that information to service your account. We maintain physical, electronic and procedural safeguards that comply with applicable federal or state standards to protect your nonpublic personal information.

Information We Disclose: We do not disclose the nonpublic personal information we collect about our customers to anyone except: (i) in furtherance of our business relationship with them and then only to those persons necessary to effect the transactions and provide the authorized services (such as broker-dealers, custodians, independent managers etc.); (ii) to persons assessing our compliance with industry standards (e.g., professional licensing authorities, consultants, etc.); (iii) our attorneys, accountants, and auditors; or (iv) as otherwise provided by law.

We are permitted by law to disclose the nonpublic personal information about you to governmental agencies and other third parties in certain circumstances (such as third parties that perform administrative or marketing services on our behalf or for joint marketing programs). These third parties are prohibited to use or share the information for any other purpose.

Former Clients: If you decide to close your account(s) or become an inactive customer, we will adhere to our privacy policies, which may be amended from time to time.

Changes to Our Privacy Policy: In the event there were to be a material change to our privacy policy regarding how we use your confidential information, we will provide written notice to you. Where applicable, you would be given an opportunity to limit or opt-out of such disclosure arrangements.

Questions: If you have questions about this privacy notice or about the privacy of your customer information call our main number 305-671-3914 and ask to speak to the Chief Compliance Officer.

SMS Terms of Service Coral Wealth Management, LLC offers SMS text messaging to provide clients and prospective clients with important information regarding appointments, account-related communications, client service updates, and other financial planning and wealth management communications. By providing your mobile phone number through our website, client portal, paper forms, or any other method, you consent to receive SMS text messages from Coral Wealth Management.

Types of Messages By consenting to receive SMS messages from Coral Wealth Management, you agree to receive text communications related to our services, including:

Appointment confirmations and reminders
Meeting scheduling and follow-ups
Client service updates
Requests for documents or information
Account-related notifications
Financial planning and wealth management communications
Occasional educational or informational messages related to our services
Message Frequency
Message frequency may vary depending on your relationship with Coral Wealth Management and the services you request.

Message and Data Rates
Message and data rates may apply according to your wireless carrier’s plan..

Opt-Out You may opt out of receiving SMS messages at any time by replying: STOP After opting out, you will no longer receive SMS communications from Coral Wealth Management unless you opt in again.

Opt-In Method You may opt in to receive SMS messages from Coral Wealth Management in the following way/s:

Verbally, during a conversation.

Help For assistance, contact us directly: Coral Wealth Management, LLC Phone: (305) 671-3914 Email: dennis@coralwm.com Visit https://www.coralwm.com/privacy-policy-notice for privacy policy and Terms of Service.

Consent Your consent to receive SMS messages is not a condition of purchasing any investment advisory services.

Privacy We respect your privacy. We respect your privacy. Your mobile phone number and personal information will be handled in accordance with our Privacy Policy. SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.

Changes Coral Wealth Management reserves the right to modify these SMS Terms of Service at any time. Updates will be posted on this page with a revised effective date.