Disclosures
Terms and Conditions
By accessing the www.coralwm.com website (the “Website”), you agree to be legally bound by the following terms and conditions.
No Offer
The information contained in the Website is not intended to constitute any offer to sell or the invitation or solicitation of an offer to buy any product or service or security by any company described or referred to in the Website and must not be relied upon in connection with any investment decision. You should rely solely on your own investigation regarding any investment decision and should seek competent professional advice.
Use of the Website
As a condition to your use of the Website, you will not, directly or indirectly: (a) use the Website to infringe upon the intellectual property rights of others; (b) use the Website or make any attempt to penetrate, modify or manipulate the Website to invade the privacy of any other user thereof; (c) attempt to modify, erase or damage any information contained on the Website or any device connected thereto; (d) reverse engineer any portion of the Website; (e) restrict or inhibit others from using the Website; (f) engage in conduct or distribute material that is harmful, obscene, otherwise illegal or objectionable, or gives rise to civil or criminal liability; (g) spoof or otherwise impersonate any individual or entity; or (h) violate or attempt to violate the security or integrity of the Website. Coral Wealth Management reserves the right to investigate and to involve and cooperate with law enforcement authorities, and to pursue a lawsuit or criminal prosecution, for any alleged or actual harmful or illegal activities involving the Website.
Coral Wealth Management reserves the right, at any time, to modify or discontinue, temporarily or permanently, the Website, with or without notice. Coral Wealth Management reserves the right to modify these terms and conditions at any time. You should visit the Website periodically to review the current terms and conditions.
The Website is not intended for use by minors.
Access Subject to Local Restrictions
The Website and all information and functionality contained within it are not directed at or intended for use by any person resident or located in any jurisdiction where (a) the distribution of such information or functionality is contrary to the laws of such jurisdiction or (b) such distribution is prohibited without obtaining the necessary licenses or registrations.
No Warranty
No member of Coral Wealth Management gives any representation or warranty as to the accuracy, reliability, or completeness of the information contained in the Website (the “Information”) nor as to the appropriateness of the Information for any use which any recipient may choose to make of it and accepts no responsibility for updating any part of the Information or for correcting any material error or omission which may become apparent after Information has been displayed on the Website. Except insofar as liability under any statute cannot be excluded, Coral Wealth Management nor any of its directors, employees and consultants accept any liability (whether arising in contract, or tort, or negligence or otherwise) for any error, omission or misrepresentation in relation to the Information or for any loss, damage, cost or expense (whether direct, indirect, consequential or otherwise) suffered by the recipient of this Information or any other person as a result of any use of or reliance upon any Information or statement of any kind (including statements of fact or opinion) contained herein.
All content on the Website is provided "as is", with no guarantees of completeness, accuracy or timeliness, and without representations, warranties or other contractual terms of any kind, express or implied. Coral Wealth Management does not represents or warrants that the Website, any services provided through the Website, and / or any information or other material contained within or downloaded from the Website, will be accurate, current, uninterrupted, error-free, omission-free or free of viruses or other harmful components.
Copyright and trade mark protection
The copyright and all other rights in all of the material on the Website are owned by Coral Wealth Management owner. No commercial use, resale or exploitation of material from the Website is permitted without the express written permission of Coral Wealth Management and any other applicable copyright owners. You may copy material on this web site for your own private or domestic use only. All other copying is prohibited.
Unauthorized use may constitute an infringement of the relevant owner's rights.
External websites
The Website may contain links to third party websites. Coral Wealth Management is not responsible for the security or content of any third party web sites.
External links to the Website
All links to the Website must be approved in writing by Coral Wealth Management, except the Coral Wealth Management consents to links in which: (i) the link is a text-only link containing only the name “Coral Wealth Management (ii) the link points only to www.coralwm.com and not deeper pages; (iii) when activated by a user, the link displays that page full screen in a fully operable and navigable browser window and not within a frame on the linked website; and (iv) the appearance, position and other aspects of the link neither creates the false appearance that an entity or its activities are associated with or sponsored by the Coral Wealth Management nor damages or dilutes the goodwill associated with the Coral Wealth Management's name or trademarks. Coral Wealth Management reserves the right to revoke this consent to link at any time.
Privacy
You acknowledge that any Information provided to Coral Wealth Management in connection with the use of the Website may be used by any member of the Coral Wealth Management for its own purposes, and may be released by any member of the Coral Wealth Management to third parties as reasonably required. This includes, but is not limited to, where any member of Coral Wealth Management is required to release Information as a result of law or regulatory order, or in connection with its or their own analysis.
Indemnity of the Coral Wealth Management
You agree to indemnify and hold Coral Wealth Management harmless from any claim, demand, cause of action, debt, loss or liability, including reasonable attorneys' fees, to the extent that such action is based upon, arises out of, or relates to your breach of these terms and conditions or your use of the Website. This indemnity shall survive any termination of these terms and conditions.
Severability Clause
To the extent that any provision of these terms and conditions is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed not to be part of this disclaimer but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these terms and conditions in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these terms and conditions in any other jurisdiction.
SMS Terms of Service
Coral Wealth Management, LLC offers SMS text messaging to provide clients and prospective clients with important information regarding appointments, account-related communications, client service updates, and other financial planning and wealth management communications.
By providing your mobile phone number through our website, client portal, paper forms, or any other method, you consent to receive SMS text messages from Coral Wealth Management.
Types of Messages
By submitting your information through our website or completing one of our forms, you agree to receive text messages from Coral Wealth Management regarding:
- Appointment confirmations and reminders
- Meeting scheduling and follow-ups
- Client service updates
- Requests for documents or information
- Account-related notifications
- Financial planning and wealth management communications
- Occasional educational or informational messages related to our services
Message Frequency
Message frequency varies depending on your relationship with Coral Wealth Management and the services you request.
Message & Data Rates
Message and data rates may apply based on your wireless carrier's plan.
Opt-Out
You may opt out of receiving SMS messages at any time by replying STOP.
After opting out, you will no longer receive SMS communications from Coral Wealth Management unless you opt in again.
Help
For assistance, contact us directly:
Coral Wealth Management, LLC
Phone: (305) 671-3914
Email: dennis@coralwm.com
Consent
Your consent to receive SMS messages is not a condition of purchasing any investment advisory services.
Privacy
We respect your privacy. Your mobile phone number and personal information will be handled in accordance with our Privacy Policy.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Changes
Coral Wealth Management reserves the right to modify these SMS Terms of Service at any time. Updates will be posted on this page with a revised effective date.